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Decision Moose

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Investment Newsletter: Stock Market & Investment Strategies

Investment Newsletter: Stock Market & Investment StrategiesInvestment Newsletter: Stock Market & Investment StrategiesInvestment Newsletter: Stock Market & Investment StrategiesInvestment Newsletter: Stock Market & Investment Strategies

THRIFT SAVINGS PLAN MODEL

Latest data compilation and notes.

08/28/2026

RANKINGS: THRIFT SAVINGS PLAN (TSP) MOOSE

ABOUT TSP MOOSE

The Thrift Savings Plan is the government’s 401K-style retirement plan for Federal employees only and not available to the general public. TSP Moose is a Thrift Savings Plan momentum model that compares the five TSP index funds-- cash (G), fixed income (F), US large-caps (C), US small-caps (S), and  International stocks (I) with with four globally diversified "Lifetime" portfolios-- very aggressive (L2050), aggressive (L2040) moderate (L2030) and conservative (L Income).  The TSP model and its daily signal are provided by a private entity as a guideline only for free. Free advice is worth what you pay for it.

CURRENT ASSET RANKINGS

The Model Framework selects the asset with the best momentum, technicals,and recent price action in which to invest 100% of the portfolio. Momentum is ranked according to Confidence Index, Technical Strength, and Fed Monetary policy. The Donchian 20-day system is used to set stops. In addition, RSI and PMO are used to filter switch signals.


THIS WEEK: 1st MIXED-Risk week after 1 Risk-OFF week. 

US Stocks MIXED, Foreign Stocks MIXED, Bonds UP and Gold DOWN


This week: The TSP Model holds US Small-caps (Fund S) since 7/2/26 @117.55.) 


A 4-week decline in the Dollar put Fund I (International) on top among TSP assets in overall confidence, technical strength and positive, improving PMO. This week, however, hawkish Fedspeak out of Jackson Hole revived the buck on Friday favoring US assets and buying incumbent Fund S (Small-caps) a few more days in the model’s top slot. 


Best Alternative: Fund (I) is currently benefitting from US programs to support the Yen and buy-down US debt weakening the Dollar, but the risk of a near-term rate hike (that would boost the greenback) is up.  


OVERALL, aggressive Lifetime Portfolios are outperforming TSP timing and the more moderate B&H portfolios.

TSP ASSET RANKINGS

PERFORMANCE: THRIFT SAVINGS PLAN MOOSE

WHAT'S WORKING LATELY

Performance data tells us what is and isn't working over various time frames. Sticking with what works is the basis of momentum investing.   


Confusion reigns. Fund S leads over 13 weeks and Fund C leads over 26. International Fund (I) still leads YTD, over 39 and 52 weeks and over 3Y. European and Japanese rate hikes in June put Fund I performance at risk and generated a stop-loss. Fund I, however, has recently benefited from US programs to support the Yen and buy-down US debt weakening the Dollar. 


This week, however, hawkish Fedspeak out of Jackson Hole revived the buck on Friday helping US assets including fixed income and large-cap equities.

TSP ASSET PERFORMANCE

SUMMARY OBSERVATIONS

Fund I leads YTD . S leads over 13 and 26 weeks. Fund I had led until European and Japanese rate hikes in June put its performance at risk and generated a stop-loss. Fund I, however, still leads over 39 and 52 weeks.


This week: *The TSP Model holds US Small-caps (Fund S) since 7/2/26 @117.55.) 


L2060 (Aggressive B&H)        +16%

L2050 (Growth B&H )               +13%

TSP MOOSE YTD                        +12%

L2040 (Moderate B&H)           +10%

L2030 (Conservative B&H)   +10%



The TSP Model is under-performing  Lifetime allocations since (4/24)

For Buy and Hold investors, Aggressive portfolios continue to outperform Conservative.


TSP: RECENT SWITCH HISTORY & YEARLY PERFORMANCE

One of the reasons for this site is to maintain a record of the comparative performance of market timing versus buy and hold investment strategies.. Transaction listings since the models switched from weekly to daily are recorded below.

TSP SWITCH HISTORY

PERFORMANCE: TIMING VS LIFETIME


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