MooseTools
Free Investment Calculators for Self-Directed Investors
MooseTools is a collection of free calculators and reference tools to help you think clearly about your investments. Use them alongside the Decision Moose model signals to plan your strategy and evaluate your results.
Compound Growth Calculator
Starting Value
$10,000
Total Gain
$36,610
Ending Value
$46,610
Inflation-Adjusted Return Calculator
Nominal Return
8.00%
Inflation Rate
3.00%
Real Return
4.85%
Asset Allocation Reference Guide
Historical long-run averages (US equities / US bonds). For reference only — past performance does not guarantee future results.
| Allocation | Avg Annual Return | Worst Year | Best Year | Profile |
|---|---|---|---|---|
| 100% Equities | 10.3% | -43% | +54% | Maximum growth, maximum volatility |
| 80% Equities / 20% Bonds | 9.5% | -35% | +46% | Growth-oriented with modest cushion |
| 60% Equities / 40% Bonds | 8.6% | -27% | +36% | Classic balanced portfolio |
| 40% Equities / 60% Bonds | 7.5% | -18% | +28% | Conservative with income focus |
| 20% Equities / 80% Bonds | 6.1% | -10% | +20% | Capital preservation oriented |
| 100% Bonds | 4.8% | -8% | +33% | Income focus, interest rate risk |
MooseTools calculators are for educational and illustrative purposes only. They do not constitute investment advice. All figures are approximations based on historical data. Past performance does not guarantee future results.