Market timing (active) or diversified buy-and-hold (passive) are the two primary strategic options In three of the last four years, global buy-and-hold has outperformed our global timing model, Index Moose. In 2020, however, Index Moose has made a late run and is now beating B&H. Our US Equity timing model, meanwhile, has outperformed for three of the last four years and has beaten B&H again in 2020 . Economic and financial conditions can have a major impact on strategic success. Monitoring year-to-date performance is one way to know what is currently working. See the newsletter for more.
YTD21 2020 2019 2018 2017 2016
Index Moose +7.5% +13.2% -6.5% +5.1% +9.0% -6.0% US Equity Timing
US Equity Strategy Moose +2.9% +20.9% +21.1% +1.2% +28.5% -5.6% Global Timing
Aggressive G&I (AOA) +1.3% +10.7% +12.5% -6.2% +8.1% +3.5% Global B&H
Moderate G&I (AOM) +0.4% +7.7% +19.5% -9.9% +14.1% +5.3% Global B&H
Government employees invested in the Thrift Savings Plan have numerous options, but the basic decision is whether to time the market or take a diversified buy and hold approach. Market timing outperformed all diversified buy-and-hold "Lifestyle" options in two of the last three years, and is doing it again year-to-date in 2020. It under-performed in 2019, however, Economic and financial conditions can have a major impact on strategic success. Monitoring year-to-date performance is one way to know what is currently working. See the newsletter for more.
YTD21 2020 2019 2018 2017
TSP Moose +5.4% +21.8% +14.9% +6.5% +21.0% Timing
TSP Aggressive (L2050) +1.3% +14.8% +23.3% -6.0% +18.8% B&H
TSP Moderate (L2040) +1.1% +13.2% +20.7% -4.9% +16.8% B&H
TSP Conservative (L2030) +0.9% +11.3% +17.6% -3.6% +14.5% B&H
Follow Global Markets-- stocks, bonds, gold, more. Track your Federal Thrift Savings Plan Choices. Identify the best investment strategies right now. Have it all sent directly to your inbox. All for less than $1 a week. (See the Moostore for details.)